Optimistic64 operates the Money Manager mobile application (the "App"). We are committed to protecting your privacy and ensuring you have a safe experience while managing your financial data.
This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use Money Manager. Please read it carefully. If you do not agree with the terms of this privacy policy, please do not access the application.
1. Information We Collect and How We Use It
Money Manager is designed to process your data locally on your device to ensure maximum privacy. Below are the specific types of data the App interacts with:
A. Financial SMS and Notification Data
To automate your expense and profit tracking, the App requires permission to read incoming banking SMS messages and system notification alerts.
- What we access: Text content from financial institutions, banks, or payment gateways (e.g., transaction amounts, merchant names).
- How it's used: To automatically log income, profit, and expense entries and display them on your dashboard.
- Data Processing: All SMS and notification parsing happens locally on your mobile device. This data is never uploaded, transferred, or stored on external servers.
B. Device Permissions
To provide its core features, the App may request the following permissions:
- SMS/Notification Listener Permissions: Used solely to identify and extract financial transaction logs.
- Biometric Authentication: Used to secure your application (fingerprint/face unlock). Biometric data is handled entirely by your device’s secure operating system; the App never accesses or stores your actual biometric prints.
C. Local Database Storage
All your logged transactions, categories, and historical financial entries are stored in a secure local database on your own device.
2. Data Sharing and Third-Party Disclosure
We do not sell, trade, rent, or share your financial or personal data with third parties.
Because your financial records stay on your local device, we have no access to your data, and consequently, we cannot share it with anyone else.
3. Data Security
We implement industry-standard security measures to protect your local financial data:
- Device Security: We utilize your device's built-in secure hardware via biometric locking features to prevent unauthorized access to the App layout.
- No Cloud Transfers: By eliminating cloud databases, your financial profile is protected from remote server hacks or data breaches.
4. Children’s Privacy
Our App does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from children under 13. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us so that we can take necessary actions.
5. Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date at the top. You are advised to review this Privacy Policy periodically for any changes.
6. Contact Us
If you have any questions or suggestions about this Privacy Policy, do not hesitate to contact us at:
- 📧 Email: prooo5880@gmail.com
- 👤 Developer Name: Optimistic64